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Housing Programs

Consumer Credit Counseling Service of Rochester, Inc. (CCCS) has been a trusted name in financial education and counseling since 1970. Now more than ever our counseling involves providing help to clients with their single biggest expense, their housing. Homeowners are seeking help in buying their first home in the tight mortgage market, preserving their home during life changing events and understanding their options related to delinquency or foreclosure. These are just a few of the areas we can help you with. Review the housing programs, and services we offer below. We welcome you to call our office and talk to one of our counselors today!

Our housing programs, and services include:

First Time Homebuyer Education

Purchasing your first home can be a daunting process. Now more than ever, it is important to be prepared. A counselor from CCCS of Rochester, Inc. will take the time to explain the entire home purchasing process. We will inform you on the companies, individuals and finances involved in the home buying experience. We will help review your budget so you have a solid understanding of what you can afford.

After Home Purchase Counseling

Even with careful planning, budgeting and saving, you can still experience a life-changing event that may prompt you to seek the advice of an expert to discuss your financial situation. Changes in your income or your health are just two examples of life-changing events. CCCS of Rochester, Inc. can help by providing you with counseling and advice to help you deal with these situations and protect your home.

Mortgage Delinquency and Foreclosure Counseling

CCCS of Rochester, Inc. offers confidential counseling that will help you to understand your options and assist you with resolving your situation. Facing the possibility of foreclosure can be a frightening experience. You don't have to face it alone, we are here to help.

Dealing with Rental Issues

Rental issues can be confusing. Whether you are a first time renter looking for information or someone who is experiencing difficulty paying your rent, our knowledgeable and experienced counselors can help.

Reverse Mortgage Counseling

A Reverse Mortgage can help individuals supplement their retirement income as well as pay for necessities such as medical care, prescriptions, home repairs and other monthly expenses. Our experienced counselors can provide counseling to help you decide whether a Reverse Mortgage is right for you. In addition to other requirements, at least one home owner must be a minimum of 62 years old and reside in the residence for the majority of the year.


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